Articles

Insuring Key People at Small Companies

At a multinational corporation, the loss of any single employee may hardly cause a ripple in its ongoing business.  That's...

Small Companies Need Plans for Natural Disasters

From East Coast to West Coast, hurricanes and wildfires recently created huge losses of lives, property, and emotional wellbeing.  In...

Solving the Annuity Puzzle

Americans hold billions of dollars in annuities, yet they are widely misunderstood.  Used properly, an annuity can serve valuable purposes...

Bridgette Toth Obtains Certified Bookkeeper Designation

Bridgette recently passed the 4-part national exam through the American Institute of Professional Bookkeepers (AIPB) to become a Certified Bookkeeper....

Keith Seeley, CPA Earns PIN Compliance Designation

Keith Seeley has earned the CTGA (Certified TG-3 Auditor) designation, which allows him to perform PIN Security and Key Management...

Menachem Shames Passes CPA Exam

Menachem was recently informed that he passed the Uniform Certified Public Accountant (CPA) Exam.  The Uniform CPA Exam covers sections...

Buck Market Volatility with a Retirement Bucket Plan

We have seen an increase in market volatility in early 2018.  A steep pullback in stocks could be good news...

Asset Allocation in 529 Plans

Parents with young children have two broad choices when investing for higher education.  One is to invest as you did...

Seeking a Stable Retirement

Anecdotally, retirement finances formerly were based on a "three‑legged stool."  After people stopped working and no longer had earned income,...

Stretching for Yield…Carefully

Typically, bond funds with low yields have relatively low risk.  That doesn't mean that these funds are riskless, though.  With...

R&D Tax Credits for Small Companies

R&D Tax Credits for Small Companies Just as individuals get a dollar-for-dollar tax savings from tax credits, the same is...

Small Companies Can Do Well While Doing Good

The federal Small Business Administration reports that about 75% of small business owners donate some portion of their profits to...

Solo 401(k) Plans for Companies Without Employees

Among major corporations, 401(k) plans have become common, but even the smallest of businesses can have a 401(k) plan for...

Investing in Gold Can Be Taxing

Investment asset classes include precious metals, especially gold.  Enthusiasts cite several reasons for including gold in a diversified portfolio.  If...

Dealing With an IRS Audit

IRS data indicate that fewer than 1% of all individual income tax returns are audited each year.  That's true, but...